Embrace Every Moment, Risk-Free

Stay Connected, Stay Protected.

Stay connected to what matters most with the confidence that My Gadget Umbrella has your back. Seamless coverage starts at just £2.99 a month

Embrace Every Moment, Risk-Free

Stay Connected, Stay Protected.

Stay connected to what matters most with the confidence that My Gadget Umbrella has your back. Seamless coverage starts at just £2.99 a month

Why Choose My Gadget Umbrella?

Our ethos is simple: your peace of mind is our priority. With My Gadget Umbrella, you get more than just insurance; you get a promise of continuous connectivity, regardless of life’s little accidents. Here’s why we stand out:

Why Do You Need Gadget Insurance?

Think about it — your gadgets are like your sidekicks. They help you navigate your day, from scheduling morning meetings to enjoying downtime with the family. But even superheroes face unexpected challenges, and that’s where MyGadgetUmbrella steps in.

Life Can Be Unpredictable: Your devices are exposed to daily risks, whether it’s the tablet in the hands of your little one or your smartphone in the bustle of the city. Accidents, theft, or unexpected damage can happen to anyone, anytime.

 Gadgets Are Investments: You’ve invested not just money but also your precious memories, contacts, and work into these devices. Gadget insurance acts like a protective bubble, keeping not just the gadget but everything it holds safe.

What Gadgets do we cover?

At My Gadget Umbrella, we understand how essential your electronic devices are in your daily life. That’s why we offer insurance to keep you connected and protected, regardless of life’s unforeseen challenges. Our insurance plans are designed to provide peace of mind, ensuring your gadgets are safe and your connectivity uninterrupted.


With My Gadget Umbrella, you’re not just buying insurance; you’re securing a safety net for the technology that powers your day-to-day life.

Understanding Your Coverage with My Gadget Umbrella

Discover the full spectrum of our gadget insurance—what’s included for your protection and what’s not. Click on each category below to explore detailed insights, ensuring you make an informed decision about your gadget insurance needs. 

Accidental Damage

Coverage includes physical damage to the gadget resulting from drops, collisions, or other accidental events. This ensures your device can be repaired or replaced to keep you connected.

Liquid Damage

Protects against damage caused by most liquid spills, submersion, or other fluid-related accidents. If your gadget stops working because of insured liquid damage, we cover the repair costs or provide a replacement.

Extended Warranty

Extends the manufacturer’s warranty, covering the cost of repairs due to mechanical or electrical failures that occur after the manufacturer’s warranty expires.


If your gadget is stolen, we provide a replacement gadget of the nearest available specification ensuring minimal disruption to your digital life.

Worldwide Cover

No matter where your travels take you, your gadgets are protected for trips of up to 90 days just as they are at home. Whether you’re on vacation or on a business trip, our coverage follows.

Loss (if selected)

Optional loss coverage can be added to your policy at the time of purchasing your insurance only to protect against the event that your gadget is lost. This coverage is particularly useful for highly portable devices.

Lack of Reasonable Care

We expect you to take normal precautions to protect your gadget. This exclusion applies to damages resulting from negligence such as leaving your gadget unsecured in a public place or exposed to hazardous conditions.

Cosmetic Damage

Cosmetic damage that does not affect the functionality of the gadget, such as scratches, dents, and minor marks, is not covered. Our coverage focuses on repairs that are essential for the operation of your device.

Claims outside the UK

Our insurance policy covers services conducted within the UK only. This ensures that all repairs and replacements meet our high standards of quality and speed. All repairs and replacements will be provided in the UK only.

Laptop Loss

Loss cover is not available for laptops.