Protect what matters most
Smart, Affordable Gadget Cover UK Customers Trust
Your gadgets are essential—protect them from accidental damage, theft, and loss with flexible, affordable insurance. From smartphones to gaming consoles, My Gadget Umbrella has you covered for life’s unexpected moments.
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Got an iPhone 16?
Protect it
Own a Galaxy S25?
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Apple, Google, or Samsung. Whatever your gadget, we’ve got you covered.
Join over 1 million UK customers who trust us to protect their gadgets.
Best Value and Support.
I looked around, and this was the best deal available. I had great value and excellent service, and I would recommend it!
Rating
5Mrs Poll
Date of experience: 25 November 2024
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What’s included in your cover
Peace of Mind: Protect Your Gadgets
Your gadgets are part of your everyday life, and we are here to make sure they are protected. Whether it is accidental damage, theft, or travel mishaps, our coverage ensures you are never caught off guard.
Coverage Built for Your Lifestyle
We go beyond basic insurance to provide tailored, flexible protection that adapts to your needs. Here’s what’s included:
Gadget Damage
Stay covered against accidental drops, liquid spills, and physical damage.
Theft and Loss
Protect your gadgets from theft with optional loss cover for extra peace of mind.
Travel Cover
Insure your tech for up to 90 days abroad, anywhere in the world.
Extended Warranty
Get coverage beyond the manufacturer’s warranty for added reassurance.
Coverage Built for Your Lifestyle
We go beyond basic insurance to provide tailored, flexible protection that adapts to your needs. Here’s what’s included:
Gadget Damage
Stay covered against accidental drops, liquid spills, and physical damage.
Theft and Loss
Protect your gadgets from theft with optional loss cover for extra peace of mind.
Travel Cover
Insure your tech for up to 90 days abroad, anywhere in the world.
Extended Warranty
Get coverage beyond the manufacturer’s warranty for added reassurance.
What gadgets do we insure
Protecting Your Tech, No Matter the Device.
At My Gadget Umbrella, we offer insurance for a wide range of devices, ensuring your tech stays protected from accidental damage, theft, and breakdowns. Whether it’s your everyday essentials or specialist devices, we’ve got you covered.

Mobile Phones
Stay connected without worry. Protect your iPhone, Samsung, and Google Pixel from cracked screens, accidental damage, and theft.

Tablets
Work, stream, or create—worry-free. Coverage for Apple iPad, Samsung Galaxy Tab, and Microsoft Surface to protect against drops, theft, and breakdowns.

Laptop
Secure your work and entertainment. Whether you own a MacBook, Dell, HP, or Chromebook, get protection against liquid damage, accidental drops, and hardware failures.

Gaming Consoles
Game on without stress. Protect your PlayStation, Xbox, or Nintendo Switch against accidental damage, hardware failures, and theft.

Smartwatches
Stay on track without worry. My Gadget Umbrella protects your Apple Watch, Samsung Galaxy Watch, and Fitbit against drops, theft, and breakdowns.

VR Headsets
Stay immersed without worry. With My Gadget Umbrella, you can protect your VR headset from accidental damage, cracked lenses, and theft.
Why Tech Enthusiasts Choose Us
Tailored Coverage, Unmatched Support.
Enjoy fast, flexible, and reliable gadget protection, backed by trusted UK-based support. Whether it’s quick claims, tailored cover, or cost-saving options, we provide hassle-free solutions to keep your tech protected.
Reliable Service Backed by Experience
We make gadget protection hassle-free with expert support, trusted partners, and a track record of excellence.
Fast claims
Submit claims quickly and stress-free to get back to what matters.
UK Support Team
Friendly UK-based experts to assist every step of the way.
Trusted and Qualified Partners
Working with leading providers to ensure quality protection.
30 Years Experience
A proven record in managing gadget insurance.
Reliable Service Backed by Experience
We make gadget protection hassle-free with expert support, trusted partners, and a track record of excellence.
Fast claims
Submit claims quickly and stress-free to get back to what matters.
UK Support Team
Friendly UK-based experts to assist every step of the way.
Trusted and Qualified Partners
Working with leading providers to ensure quality protection.
30 Years Experience
A proven record in managing gadget insurance.
Flexible Options, Big Savings
Get affordable, tailored protection that fits your lifestyle.
Pay Monthly
Manageable payments via direct debit or card.
Tailored Cover
Only pay for what you need.
Annual Savings
Get discounts when choosing yearly policies.
Bundle & Save
Insure multiple gadgets and unlock exclusive offers.
Flexible Options, Big Savings
Get affordable, tailored protection that fits your lifestyle.
Pay Monthly
Manageable payments via direct debit or card.
Tailored Cover
Only pay for what you need.
Annual Savings
Get discounts when choosing yearly policies.
Bundle & Save
Insure multiple gadgets and unlock exclusive offers.
Need Help? We have got you covered.
Find answers in seconds.
Whether you need assistance with claims, billing, policy details, or device coverage, our FAQ section is designed to provide quick and reliable answers all in one place.
Select a category to find step-by-step guidance on filing claims, managing payments, updating policy details, or troubleshooting issues. If you need further support, our UK-based customer service team is always available to help.
Claims and Repairs
Q1: How do I make a claim?
- Visit the Policyholders Page.
- Click “Make a Claim”.
- Please fill out the claims form and submit it. Our team will contact you via email with the next steps.
Q2: Why must I turn “Find My iPhone” off for repairs?
Apple cannot repair or replace devices if “Find My iPhone” is enabled. To turn it off:
- Go to iCloud.com/#find.
- Sign in with your Apple ID.
- Click All Devices > Erase iPhone > Remove from Account.
Q3: What documents do I need if I take my phone to Apple for repair?
- Genius Bar Work Authorisation
- Copy of the paid invoice
Q4: Do you provide a warranty on repaired devices?
Yes, all repairs include a 90-day warranty.
Q5: Do I need to delete my data before repairs?
Yes, always back up and delete your data to protect your privacy.
Billing and Payments
Q1: How do I pay the policy excess?
Visit “Make a Payment to WCS” and enter your policy number.
Q2: What is a policy excess?
A policy excess is the contribution you must pay towards your claim before it can be settled.
Q3: Can I change my bank account for payments?
Contact us at admin@wcsinsurance.co.uk with your new payment details and policy number.
Q4: Is there a cancellation fee?
No, we do not charge a cancellation fee.
Device Management
Q1: How do I update my handset details?
Email admin@wcsinsurance.co.uk with:
- Make, Model, and Colour
- Invoice or Order Confirmation
- New IMEI Number
- Photos of the front and back of the device.
Q2: What is an IMEI number?
The IMEI is a unique device identifier. To find it:
- Dial #06# on your phone.
- Check the device box or original purchase receipt.
Q3: What happens if I upgrade my device?
Inform us so we can update your policy. Email the new device details to admin@wcsinsurance.co.uk
Policy Information
Q1: Am I covered abroad?
Yes, you’re covered for up to 90 days abroad in any 12 months.
Q2: What is the “minimum term”?
If you claim within the first 12 months, you must maintain cover for 12 months.
Q3: Who is covered under my policy?
The policy covers you and your immediate family members.
Q4: How do I cancel my policy?
You can:
- Cancel your direct debit with your bank.
- Email admin@wcsinsurance.co.uk with your policy number and request.
General Questions
Q1: Is there a limit on claims?
- Unlimited claims for accidental damage.
- Two total loss claims (theft or loss) per 12-month period.
Q2: Why do I have to blacklist my device?
To prevent unauthorised use and protect the insurer’s interests.
Q3: Who is mobile phone insurance for?
It’s designed for individuals looking to insure their device for accidental damage, loss, or theft.
Q4: Can I make a complaint?
Yes. Contact us:
- Phone: 01256 471387
- Email: admin@wcsinsurance.co.uk
- Address: Warranty & Creditor Services, 6 Faraday Office Park, Rankine Road, Basingstoke, RG24 8QB
For unresolved complaints, you can contact the Financial Ombudsman Service.
Do You Need to Get in Touch with Us?
For further assistance, our team is here to help:
- Phone: 01256 471387 (Monday–Friday, 9 AM–5:30 PM)
- Email: admin@wcsinsurance.co.uk
- Address: 6 Faraday Office Park, Rankine Road, Basingstoke, RG24 8QB
Troubleshooting
Q1: My device is lost or stolen—what should I do?
- Please report it to your network provider to block the device.
- Blacklist the IMEI number.
- File a police report for theft and get a Crime Reference Number.
- Submit a claim with the required documents.
Q2: What is proof of usage?
Proof of usage is a document from your network provider showing the first and last time the handset was used.
Q3: Do I need to pay for postage?
You are responsible for sending the device via Royal Mail Special Delivery. We cover return postage.
Stay informed, Stay Protected
Tips, Tricks, & Advice
Get expert tips on device security, maintenance, and insurance benefits. Our guides offer practical advice to help you protect your gadgets and make the most of your coverage.

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