Providing gadget insurance for all your important gadgets.

Gadget Insurance

All gadgets are important, and we have come to rely on them for many of our daily activities. Losing or damaging your phone, laptop or other gadget can also be very expensive. Your Gadget Insurance is a great value way to protect you if the worst
Gadget insurance from £2.99* per month. Add loss cover for just £1.99 a month.
We use original manufacturer parts for repairs provided there are no copy parts already in your gadget,
Worldwide Gadget Insurance cover for theft, damage, and mechanical breakdown, and loss if selected at the time of purchase of your insurance.
Insure your mobile phone, laptop, tablet, games consoles, smart watches and more all on one policy
* Price excludes loss cover

Things to remember

Insurance Excess

An excess is a payment that you make when your claim is successful. We pay all the costs that exceed the excess up to the limits shown in your policy. The excess varies depending on the type of gadget and the cause of loss; for example, accidental damage claims often carry a different excess from theft claims.

Device Age

When you take out your policy the items you insure must be less than 36 months old.  They must have been purchased new from a VAT-registered retailer or manufacturer in the United Kingdom and must be in full working order.

Customer Age

You must be at least 18 years old to purchase this insurance.

Proof of Ownership

If you make a claim, we may require proof that the gadget you are claiming for is yours. Receipts or original packaging should be kept, or if the device is a mobile phone then proof that the handset is connected to an airtime contract in your name may be required. Serial and/or IMEI (International Mobile Equipment Identity) numbers must be provided to us when you apply for the cover.

What is covered

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Accidental Damage

Damage or smashed screen from an accident which stops your gadget from working.

Liquid Damage

Damage caused by liquids.

Extended Warranty

Breakdown after the 12 month warranty ends


Theft of your gadget.

Worldwide cover

We cover your gadget anywhere in the world, for up to 90 days.

Loss (if selected)

We will replace your gadget if you lose it, provided you have selected loss cover (£1.99 per month)* when you took out your policy.

* subject to terms and conditions

What is NOT covered

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When you haven’t taken reasonable care

Where you have not taken reasonable care of your gadget or it was stolen whilst left unattended

Cosmetic damage

Cosmetic damage like scratches and dents that do not affect the functionality of your device.

Replacements / Repairs sent outside the UK

Whilst you are covered worldwide, all repairs and replacement gadgets must be sent to you at a UK address.

Laptop Loss

Loss insurance is unavailable for laptop computers, MacBooks, desktop computers and associated equipment such as monitors.
Get Peace of Mind with Gadget Insurance In today’s fast-paced digital world, our gadgets have become indispensable. From smartphones to laptops, these devices are our lifelines. But they’re also at risk. That’s where Gadget Insurance steps in – safeguarding your tech investments. Why Gadget Insurance? 📱 Accidents Happen: Drops, spills, mishaps – they can cost a fortune. Gadget Insurance covers repairs and replacements when accidents strike. 📼 Theft and Loss Worries: Stolen gadgets can mean data breaches. Gadget Insurance replaces your device and protects your data. 🔌 No More Breakdown Stress: Even with care, gadgets malfunction. Gadget Insurance gets you back online without heavy repair costs. Choose Your Gadget Insurance Now Don’t let unexpected disasters disrupt your tech-savvy life. Protect your gadgets with Gadget Insurance. Get a quote to secure your digital world today.

Mobile Phones

Shield your phone from the risks of theft and damage. The financial burden of replacing your phone can be more than £1,000. Our insurance covers accidental drops, water damage, and even theft.



Most of use computers every day, and they are a big expense when you need to replace or repair them. Our specialist insurance will provide the best peace of mind in the market.



Tablets have become a portable must have piece of technology. Light and portable, and with costs running into hundreds of pounds if you accidentally drop yours and break the screen.

Buy our insurance today to ensure that you are protected.


Game Consoles

Games have become an important part of many people’s lives. Make sure your consoles are properly protected. Our insurance covers accidental drops, water damage, and even theft.



Watches and other wearable tech can be an essential part of our lives. Our specialist wearables insurance provides the best peace of mind you can have.


VR Headsets

VR headsets are very desirable pieces of technology, make sure that you protect yours.

Buy our insurance today, it’s not virtual!


Your gadgets must have been bought within the last 36 months and be in good working order when you take out this insurance.