From Pixels to Protection: We've Got You Covered

Gadget Insurance

Our gadgets fuel our daily adventures, but losing or damaging them can be pricey. Say hello to Your Gadget Insurance – your friendly guardian, a budget-friendly shield for unexpected tech hiccups.
Gadget insurance from £2.99* a month. Add loss cover for just £1.99** a month.
We use original manufacturer parts for repairs provided there are no copy parts already in your gadget.
Worldwide Gadget Insurance provides coverage for theft, damage, mechanical breakdown, and optional loss at the time of purchase.
Business use and use by your family is covered and if you Insure all your other gadgets on one policy, you can save 10% or more.
* Price excludes loss cover | ** Loss cover not available for laptop computers.

Why Choose My Gadget Umbrella?

Our ethos is simple: your peace of mind is our priority. With My Gadget Umbrella, you get more than just insurance; you get a promise of continuous connectivity, regardless of life’s little accidents. Here’s why we stand out:

Understanding Your Coverage with My Gadget Umbrella

Discover the full spectrum of our gadget insurance—what’s included for your protection and what’s not. Click on each category below to explore detailed insights, ensuring you make an informed decision about your gadget insurance needs

Accidental Damage

Coverage includes physical damage to the gadget resulting from drops, collisions, or other accidental events. This ensures your device can be repaired or replaced to keep you connected.

Liquid Damage

Protects against damage caused by liquid spills, submersion, or other fluid-related accidents. If your gadget stops working because of liquid, we cover the repair costs or provide a replacement.

Extended Warranty

Extends the manufacturer’s warranty, covering the cost of repairs due to mechanical or electrical failures that occur after the manufacturer’s warranty expires.


If your gadget is stolen, we provide a replacement gadget of the nearest available specification ensuring minimal disruption to your digital life.

Worldwide Cover

No matter where your travels take you, your gadgets are protected for trips of up to 90 days just as they are at home. Whether you’re on vacation or on a business trip, our coverage follows.

Loss (if selected)

Optional loss coverage can be added to your policy at the time of purchasing your insurance only to protect against the event that your gadget is lost. This coverage is particularly useful for highly portable devices.

Lack of Reasonable Care

We expect you to take normal precautions to protect your gadget. This exclusion applies to damages resulting from negligence such as leaving your gadget unsecured in a public place or exposed to hazardous conditions.

Cosmetic Damage

Cosmetic damage that does not affect the functionality of the gadget, such as scratches, dents, and minor marks, is not covered. Our coverage focuses on repairs that are essential for the operation of your device.

Claims outside the UK

Our insurance policy covers services conducted within the UK only. This ensures that all repairs and replacements meet our high standards of quality and speed. All repairs and replacements will be provided in the UK only.

Laptop Loss

Loss cover is not available for laptops.